才上眉头
发表于 2022-6-17 10:08:11
明确了!事关房贷利率,永川出台新政策!
<section data-role="outer" label="edit by 135editor"><section data-role="paragraph"><p style="text-align:center;line-height: 2em;"><span style="font-size: 15px;color: rgb(63, 63, 63);letter-spacing: 0.5px;font-family: Helvetica, Arial, sans-serif;">对于咱们打工人来说</span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 15px;color: rgb(63, 63, 63);letter-spacing: 0.5px;font-family: Helvetica, Arial, sans-serif;">早日买房就是咱们工作的最大动力</span></p><p style="text-align:center;line-height: 2em;"><img class="rich_pages wxw-img" data-ratio="1" src="https://www.yongchuantong.com/plugin.php?id=wcn_editor:wx_img&url=https://mmbiz.qpic.cn/sz_mmbiz_png/R9YC3nWKic0leoDI9SianJ6KfDE8PIJ37fXrbZg9jRw2jmfxbYydMicDQ73ASwCCTh9zYmRQNicKy4WoeoxFY8QXcg/640?wx_fmt=png" data-type="png" data-w="20" style="display:inline-block;width:20px;vertical-align:text-bottom;"/><img data-ratio="1" src="https://www.yongchuantong.com/plugin.php?id=wcn_editor:wx_img&url=https://mmbiz.qpic.cn/sz_mmbiz_png/R9YC3nWKic0leoDI9SianJ6KfDE8PIJ37fXrbZg9jRw2jmfxbYydMicDQ73ASwCCTh9zYmRQNicKy4WoeoxFY8QXcg/640?wx_fmt=png" data-type="png" data-w="20" style="display:inline-block;width:20px;vertical-align:text-bottom;"/><img class="rich_pages wxw-img" data-ratio="1" src="https://www.yongchuantong.com/plugin.php?id=wcn_editor:wx_img&url=https://mmbiz.qpic.cn/sz_mmbiz_png/R9YC3nWKic0leoDI9SianJ6KfDE8PIJ37fXrbZg9jRw2jmfxbYydMicDQ73ASwCCTh9zYmRQNicKy4WoeoxFY8QXcg/640?wx_fmt=png" data-type="png" data-w="20" style="display:inline-block;width:20px;vertical-align:text-bottom;"/></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 15px;color: rgb(63, 63, 63);letter-spacing: 0.5px;font-family: Helvetica, Arial, sans-serif;">想在重庆买房的朋友们注意啦</span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 15px;color: rgb(63, 63, 63);letter-spacing: 0.5px;font-family: Helvetica, Arial, sans-serif;">近日 重庆市人民政府发布了</span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 15px;color: rgb(63, 63, 63);letter-spacing: 0.5px;font-family: Helvetica, Arial, sans-serif;">重庆市促进</span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 15px;color: rgb(63, 63, 63);letter-spacing: 0.5px;font-family: Helvetica, Arial, sans-serif;">房地产业良性循环和健康发展若干措施</span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 15px;color: rgb(63, 63, 63);letter-spacing: 0.5px;font-family: Helvetica, Arial, sans-serif;"><img class="rich_pages wxw-img" data-ratio="0.37407407407407406" src="https://www.yongchuantong.com/plugin.php?id=wcn_editor:wx_img&url=https://mmbiz.qpic.cn/sz_mmbiz_png/R9YC3nWKic0leoDI9SianJ6KfDE8PIJ37f4XFWmhwKic47IapSfa9UeaNc8pibrrxpGDEcCBkcrVPVaGpWGpVQVPrg/640?wx_fmt=png" data-type="png" data-w="1080" data-width="309px" style="box-sizing: border-box;vertical-align: inherit;border-width: 1px;border-style: solid;border-color: rgb(151, 152, 153);background-color: rgb(255, 255, 255);border-radius: 0px;padding: 4px;width: 309px;" width="309"/></span></p><p style="text-align:center;line-height: 2em;"><span style="color: rgb(63, 63, 63);font-family: Helvetica, Arial, sans-serif;"><span style="font-size: 15px;letter-spacing: 0.5px;">这次有哪些变化</span></span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 15px;color: rgb(63, 63, 63);letter-spacing: 0.5px;font-family: Helvetica, Arial, sans-serif;">小编给大家划了一些重点</span></p><p style="text-align:center;line-height: 2em;"><span style="font-size: 15px;color: rgb(63, 63, 63);letter-spacing: 0.5px;font-family: Helvetica, Arial, sans-serif;"></span></p><section data-role="title" data-tools="135编辑器" data-id="34405"><section style="border-width: initial;border-style: none;border-color: initial;margin: 0.8em auto 0.3em;box-sizing: border-box;"><section style="box-sizing:border-box;max-width: 100% !important;font-size: 1em;text-align: center;text-decoration: inherit;color: #fefefe;border-color: #0070c0;display: inline-block;width: 100%;" data-width="100%"><section data-brushtype="text" style="padding: 0.5em;line-height: 1.2em;font-size: 1em;color: rgb(254, 254, 254);background-color: rgb(0, 112, 192);box-sizing: border-box;" hm_fix="355:325"><strong>支持新市民和人才安居</strong></section><section style="box-sizing: border-box;width: 0px;margin-right: auto;margin-left: auto;border-top: 0.6em solid rgb(0, 112, 192);border-bottom-color: rgb(0, 112, 192);height: 10px;border-left: 1em solid transparent !important;border-right: 1em solid transparent !important;overflow: hidden;"><br/></section></section></section></section><p style="text-align:justify;line-height: 2em;"><span style="letter-spacing: 1px;font-size: 15px;color: rgb(63, 63, 63);font-family: Helvetica, Arial, sans-serif;">符合条件的</span><strong><span style="letter-spacing: 1px;font-size: 15px;color: rgb(63, 63, 63);font-family: Helvetica, Arial, sans-serif;">新市民</span></strong><span style="letter-spacing: 1px;font-size: 15px;color: rgb(63, 63, 63);font-family: Helvetica, Arial, sans-serif;">在我市购买首套普通住房,</span><span style="color: #0070c0;"><strong><span style="letter-spacing: 1px;font-size: 15px;font-family: Helvetica, Arial, sans-serif;">可享受与本地居民同等的个人住房贷款政策</span></strong></span><span style="letter-spacing: 1px;font-size: 15px;color: rgb(63, 63, 63);font-family: Helvetica, Arial, sans-serif;">。支持经我市人才主管部门或引进部门认定的在渝人才,在住房、落户、医疗、子女教育等方面享受本地居民同等待遇。</span></p><section data-tools="135编辑器" data-id="100777"><section style="margin: 10px auto;"><section style="display: flex;justify-content: flex-start;align-items: center;margin-left: 10px;"><section style="box-sizing: border-box;width: 10px;height: 10px;background: rgb(55, 131, 199);overflow: hidden;"><br/></section><section data-brushtype="text" style="font-size: 15px;letter-spacing: 1.5px;padding: 4px 1em;color: rgb(24, 112, 190);box-sizing: border-box;"><strong>新市民是指哪类群体?</strong></section></section><section style="padding: 0px 14px 4px 0px;box-sizing: border-box;margin-top: 10px;"><section style="display: flex;flex-direction: column;"><section style="height: 1px;background: rgb(55, 131, 199);margin: 0px 0px 7px 6px;display: flex;justify-content: flex-start;overflow: hidden;"><br/></section><section style="display: flex;"><section style="box-sizing:border-box;width:1px;background:#3783c7;flex-shrink: 0;margin: -0px 0 -5px 6px;transform: rotate(0deg);-webkit-transform: rotate(0deg);-moz-transform: rotate(0deg);-ms-transform: rotate(0deg);-o-transform: rotate(0deg);"><section style="box-sizing:border-box;width: 1px;background: #3783c7;height: 1px;overflow: hidden;"><br/></section></section><section style="margin-right: -8px;margin-left: 0px;flex: 1;text-align: center;background: #f6f9fd;"><section data-autoskip="1" style="text-align: justify;line-height:1.75em;letter-spacing: 1.5px;font-size:14px;color:#1870be;background: #f6f9fd;padding: 1em 1.4em 1em 1em;"><p style="text-align:justify;vertical-align: inherit;line-height: 2em;"><span style="text-align: justify;text-indent: 32px;letter-spacing: 1px;font-size: 15px;color: rgb(63, 63, 63);display: inline !important;font-family: Helvetica, Arial, sans-serif;">因本人创业就业、子女上学、投靠子女等原因来到重庆城镇常住,未获得重庆当地户籍或获得重庆当地户籍不满三年的各类群体,包括但不限于进城务工人员、新就业大中专毕业生、新引进专业人才、新退伍军人等。</span></p></section></section><section style="box-sizing:border-box;width:1px;background:#3783c7;flex-shrink: 0;margin: -8px -4px -5px 0;"><section style="box-sizing:border-box;width:1px;background: #3783c7;height: 1px;overflow: hidden;"><br/></section></section></section><section style="height:1px;background: #3783c7;margin: 5px -0px 0px 6px;overflow: hidden;"><br/></section></section></section></section></section><section data-role="paragraph"><p style="text-align:center;margin: 0px;padding: 0px;outline: 0px;max-width: 100%;clear: both;min-height: 1em;color: rgb(34, 34, 34);font-size: 17px;vertical-align: inherit;letter-spacing: 1px;line-height: normal;box-sizing: border-box !important;overflow-wrap: break-word !important;font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;"></p><p style="text-align:center;margin: 0px;padding: 0px;outline: 0px;max-width: 100%;clear: both;min-height: 1em;color: rgb(34, 34, 34);font-size: 17px;vertical-align: inherit;letter-spacing: 1px;line-height: normal;box-sizing: border-box !important;overflow-wrap: break-word !important;font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="margin: 0px;padding: 0px;outline: 0px;max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;font-size: 12px;color: #7f7f7f;">图虫创意-1102971035013480600</span></p></section><section data-role="title" data-tools="135编辑器" data-id="34405"><section style="border-width: initial;border-style: none;border-color: initial;margin: 0.8em auto 0.3em;box-sizing: border-box;"><section style="box-sizing:border-box;max-width: 100% !important;font-size: 1em;text-align: center;text-decoration: inherit;color: #fefefe;border-color: #0070c0;display: inline-block;width: 100%;" data-width="100%"><section data-brushtype="text" style="padding: 0.5em;line-height: 1.2em;font-size: 1em;color: #fefefe;background-color: #0070c0;box-sizing: border-box;" hm_fix="355:325"><strong>差别化住房信贷政策</strong></section><section style="box-sizing:border-box;width: 0px;margin-right: auto;margin-left: auto;border-top: 0.6em solid #0070c0;border-bottom-color: #0070c0;height: 10px;border-left: 1em solid transparent !important;border-right: 1em solid transparent !important;overflow: hidden;"><br/></section></section></section></section><p style="text-align:justify;line-height: 2em;"><span style="letter-spacing: 1px;font-size: 15px;color: rgb(63, 63, 63);font-family: Helvetica, Arial, sans-serif;">人行重庆营管部联合重庆银保监局指导完善重庆市场利率定价自律机制,调整全市差别化住房信贷政策,将首套住房商业性个人住房贷款利率下限调整为不低于相应期限贷款市场报价利率,居民家庭购买普通自住房的首套住房商业性个人住房贷款利率下限调整为不低于相应期限贷款市场报价利率</span><span style="color: #0070c0;"><strong><span style="letter-spacing: 1px;font-size: 15px;font-family: Helvetica, Arial, sans-serif;">减20个基点</span></strong></span><span style="letter-spacing: 1px;font-size: 15px;color: rgb(63, 63, 63);font-family: Helvetica, Arial, sans-serif;">。</span></p><p style="text-align:justify;line-height: 2em;"><span style="letter-spacing: 1px;font-size: 15px;color: rgb(63, 63, 63);font-family: Helvetica, Arial, sans-serif;">二套住房商业性个人住房贷款利率下限调整为不低于相应期限贷款市场报价利率</span><span style="color: #0070c0;"><strong><span style="letter-spacing: 1px;font-size: 15px;font-family: Helvetica, Arial, sans-serif;">加60个基点</span></strong></span><span style="letter-spacing: 1px;font-size: 15px;color: rgb(63, 63, 63);font-family: Helvetica, Arial, sans-serif;">。</span></p></section><section data-tools="135编辑器" data-id="100777"><section style="margin: 10px auto;"><section style="display: flex;justify-content: flex-start;align-items: center;margin-left: 10px;"><section style="box-sizing:border-box;width: 10px;height: 10px;background: #3783c7;overflow: hidden;"><br/></section><section data-brushtype="text" style="font-size: 15px;letter-spacing: 1.5px;padding: 4px 1em;color: #1870be;box-sizing: border-box;"><strong>何为差别化住房信贷政策?</strong></section></section><section style="padding: 0px 14px 4px 0px;box-sizing: border-box;margin-top: 10px;"><section style="display: flex;flex-direction: column;"><section style="height: 1px;background: #3783c7;margin: 0px 0px 7px 6px;display: flex;justify-content: flex-start;overflow: hidden;"><br/></section><section style="display: flex;"><section style="box-sizing:border-box;width:1px;background:#3783c7;flex-shrink: 0;margin: -0px 0 -5px 6px;transform: rotate(0deg);-webkit-transform: rotate(0deg);-moz-transform: rotate(0deg);-ms-transform: rotate(0deg);-o-transform: rotate(0deg);"><section style="box-sizing:border-box;width: 1px;background: #3783c7;height: 1px;overflow: hidden;"><br/></section></section><section style="margin-right: -8px;margin-left: 0px;flex: 1;text-align: center;background: #f6f9fd;"><section data-autoskip="1" style="text-align: justify;line-height:1.75em;letter-spacing: 1.5px;font-size:14px;color:#1870be;background: #f6f9fd;padding: 1em 1.4em 1em 1em;"><p style="text-align:justify;vertical-align: inherit;line-height: 2em;"><span style="text-align: justify;text-indent: 32px;letter-spacing: 1px;font-size: 15px;color: rgb(63, 63, 63);display: inline !important;font-family: Helvetica, Arial, sans-serif;">5月18日,我市调整差别化住房信贷政策,将首套商业性个人住房贷款利率下限调整为:不低于相应期限贷款市场报价利率,对于贷款购买普通自住房的居民家庭,首套住房商业性个人住房贷款利率下限调整为不低于相应期限贷款市场报价利率减20个基点。即</span><span style="color: #0070c0;"><strong><span style="text-align: justify;text-indent: 32px;letter-spacing: 1px;font-size: 15px;display: inline !important;font-family: Helvetica, Arial, sans-serif;">按照5月20日公布的5年期贷款市场报价利率(LPR)4.45%,普通首套房按揭贷款利率最低为4.25%。</span></strong></span></p></section></section><section style="box-sizing:border-box;width:1px;background:#3783c7;flex-shrink: 0;margin: -8px -4px -5px 0;"><section style="box-sizing:border-box;width:1px;background: #3783c7;height: 1px;overflow: hidden;"><br/></section></section></section><section style="height:1px;background: #3783c7;margin: 5px -0px 0px 6px;overflow: hidden;"><br/></section></section></section></section></section><section data-role="paragraph"><p style="text-align:justify;margin: 0px;padding: 0px;outline: 0px;max-width: 100%;clear: both;min-height: 1em;color: rgb(34, 34, 34);font-size: 17px;letter-spacing: 0.544px;vertical-align: inherit;box-sizing: border-box !important;overflow-wrap: break-word !important;font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;"></p><p style="text-align:center;margin: 0px;padding: 0px;outline: 0px;max-width: 100%;clear: both;min-height: 1em;color: rgb(34, 34, 34);font-size: 17px;letter-spacing: 0.544px;vertical-align: inherit;box-sizing: border-box !important;overflow-wrap: break-word !important;font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="margin: 0px;padding: 0px;outline: 0px;max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;font-size: 12px;color: #7F7F7F;">摄图网ID:401758552</span></p></section><section data-role="title" data-tools="135编辑器" data-id="34405"><section style="border-width: initial;border-style: none;border-color: initial;margin: 0.8em auto 0.3em;box-sizing: border-box;"><section style="box-sizing:border-box;max-width: 100% !important;font-size: 1em;text-align: center;text-decoration: inherit;color: #fefefe;border-color: #0070c0;display: inline-block;width: 100%;" data-width="100%"><section data-brushtype="text" style="padding: 0.5em;line-height: 1.2em;font-size: 1em;color: #fefefe;background-color: #0070c0;box-sizing: border-box;" hm_fix="355:325"><strong>住房公积金贷款政策</strong></section><section style="box-sizing:border-box;width: 0px;margin-right: auto;margin-left: auto;border-top: 0.6em solid #0070c0;border-bottom-color: #0070c0;height: 10px;border-left: 1em solid transparent !important;border-right: 1em solid transparent !important;overflow: hidden;"><br/></section></section></section></section><section data-role="paragraph"><section data-role="list"><ul class=" list-paddingleft-2" style="list-style-type: disc;"><li><p style="text-align:justify;line-height: 2em;"><span style="letter-spacing: 1px;font-size: 15px;color: rgb(63, 63, 63);font-family: Helvetica, Arial, sans-serif;">住房公积金缴存职工家庭购买</span><span style="color: #0070c0;"><strong><span style="color: rgb(0, 112, 192);letter-spacing: 1px;font-size: 15px;font-family: Helvetica, Arial, sans-serif;">首套</span></strong></span><span style="letter-spacing: 1px;font-size: 15px;color: rgb(63, 63, 63);font-family: Helvetica, Arial, sans-serif;">住房的,首付款比例</span><span style="color: #0070c0;"><strong><span style="letter-spacing: 1px;font-size: 15px;font-family: Helvetica, Arial, sans-serif;">不低于20%</span></strong></span><span style="letter-spacing: 1px;font-size: 15px;color: rgb(63, 63, 63);font-family: Helvetica, Arial, sans-serif;">;</span></p></li></ul></section><section data-role="list"><ul class=" list-paddingleft-2" style="list-style-type: disc;"><li><p style="text-align:justify;line-height: 2em;"><span style="color: rgb(63, 63, 63);font-size: 15px;letter-spacing: 1px;caret-color: red;font-family: Helvetica, Arial, sans-serif;">缴存职工家庭购买</span><span style="color: #0070c0;"><strong><span style="color: rgb(0, 112, 192);letter-spacing: 1px;font-size: 15px;font-family: Helvetica, Arial, sans-serif;">第二</span></strong></span><span style="color: #0070c0;"><strong><span style="color: rgb(0, 112, 192);letter-spacing: 1px;font-size: 15px;font-family: Helvetica, Arial, sans-serif;">套</span></strong></span><span style="color: rgb(63, 63, 63);font-size: 15px;letter-spacing: 1px;caret-color: red;font-family: Helvetica, Arial, sans-serif;">住房的,首付款比例</span><span style="color: #0070c0;"><strong><span style="color: rgb(0, 112, 192);letter-spacing: 1px;font-size: 15px;font-family: Helvetica, Arial, sans-serif;">不低于40%</span></strong></span><span style="color: rgb(63, 63, 63);font-size: 15px;letter-spacing: 1px;caret-color: red;font-family: Helvetica, Arial, sans-serif;">,贷款利率不低于同期首套住房公积金个人住房贷款利率的1.1倍;</span></p></li></ul></section><section data-role="list"><ul class=" list-paddingleft-2" style="list-style-type: disc;"><li><p style="text-align:justify;line-height: 2em;"><span style="letter-spacing: 1px;font-size: 15px;color: rgb(63, 63, 63);font-family: Helvetica, Arial, sans-serif;">支持购买首套住房的</span><span style="color: #0070c0;"><strong><span style="color: rgb(0, 112, 192);letter-spacing: 1px;font-size: 15px;font-family: Helvetica, Arial, sans-serif;">商业性个人住房贷款转住房公积金个人住房贷款</span></strong></span><span style="letter-spacing: 1px;font-size: 15px;color: rgb(63, 63, 63);font-family: Helvetica, Arial, sans-serif;">(置换贷款);</span></p></li></ul></section><section data-role="list"><ul class=" list-paddingleft-2" style="list-style-type: disc;"><li><p style="text-align:justify;line-height: 2em;"><span style="letter-spacing: 1px;font-size: 15px;color: rgb(63, 63, 63);font-family: Helvetica, Arial, sans-serif;">缴存职工家庭</span><span style="color: #0070c0;"><strong><span style="color: rgb(0, 112, 192);letter-spacing: 1px;font-size: 15px;font-family: Helvetica, Arial, sans-serif;">夫妻参贷</span></strong></span><span style="letter-spacing: 1px;font-size: 15px;color: rgb(63, 63, 63);font-family: Helvetica, Arial, sans-serif;">的,单笔贷款额度按双方个人可贷额度相加计算,最高额度从60万元提高至</span><span style="color: #0070c0;"><strong><span style="color: rgb(0, 112, 192);letter-spacing: 1px;font-size: 15px;font-family: Helvetica, Arial, sans-serif;">80万元</span></strong></span><span style="letter-spacing: 1px;font-size: 15px;color: rgb(63, 63, 63);font-family: Helvetica, Arial, sans-serif;">。</span></p></li></ul></section><p style="text-align:justify;line-height: 2em;"><span style="letter-spacing: 1px;font-size: 15px;color: rgb(63, 63, 63);font-family: Helvetica, Arial, sans-serif;">支持公积金贴息贷款发放,保障贷款资金供应。</span></p><section data-tools="135编辑器" data-id="100780"><section style="margin: 10px auto;"><section style="display: flex;justify-content: flex-end;align-items: flex-end;"><section style="background: #fff;padding-left: 8px;"><section style="box-sizing: border-box;width: 10px;height: 10px;background: rgb(55, 131, 199);overflow: hidden;"><br/></section></section></section><section style="border-top: 1px solid rgb(55, 131, 199);border-bottom: 1px solid rgb(55, 131, 199);border-left: 1px solid rgb(55, 131, 199);padding-top: 10px;padding-left: 4px;border-right: none;margin-top: -10px;box-sizing: border-box;"><section data-autoskip="1" style="text-align: justify;line-height:1.75em;letter-spacing: 1.5px;font-size:14px;color:#1870be;background: #f6f9fd;padding: 1em;border-right: 1px solid #1870be;"><p style="vertical-align: inherit;line-height: 2em;"><span style="color: #0070c0;"><strong><span style="font-size: 15px;letter-spacing: 1px;font-family: Helvetica, Arial, sans-serif;">【本宝划重点】</span></strong></span></p><p style="vertical-align: inherit;line-height: 2em;"><span style="font-size: 15px;color: rgb(63, 63, 63);letter-spacing: 1px;font-family: Helvetica, Arial, sans-serif;">这一版块没有变动,和之前的政策一样,大家可以点击以下两篇文章查看:</span></p><p style="vertical-align: inherit;line-height: 2em;"><span style="font-size: 15px;color: rgb(63, 63, 63);letter-spacing: 1px;font-family: Helvetica, Arial, sans-serif;">1、</span><span style="font-size: 15px;color: rgb(63, 63, 63);letter-spacing: 1px;font-family: Helvetica, Arial, sans-serif;text-decoration: underline;"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzAwNTkyMDUzOQ==&mid=2247593044&idx=2&sn=715725f848f6227d651f0fa451032f4e&chksm=9b166e20ac61e736f3b2d50f0722cc248e1428dd19d415bb19c3c2c7d746cac780248c305bcf&scene=21#wechat_redirect" textvalue="夫妻最高可贷80万元!重庆公积金贷款有变化!支持二套房贷款吗?" linktype="text" imgurl="" imgdata="null" data-itemshowtype="0" tab="innerlink" data-linktype="2"><em><strong>夫妻最高可贷80万元!重庆公积金贷款有变化!支持二套房贷款吗?</strong></em></a></span></p><p style="vertical-align: inherit;line-height: 2em;"><span style="font-size: 15px;color: rgb(63, 63, 63);letter-spacing: 1px;font-family: Helvetica, Arial, sans-serif;">2、</span><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzAwNTkyMDUzOQ==&mid=2247604455&idx=3&sn=c7983e04970d9d84f9f57fd3fc417fbd&chksm=9b165a93ac61d3855c4a9b4f6074671eb17be43ff6f547e93c5d3c7af7a648ea570b25e19529&scene=21#wechat_redirect" textvalue="重庆公积金贷款新规发布!夫妻可贷80万!购买第二套房有何规定?" linktype="text" imgurl="" imgdata="null" data-itemshowtype="0" tab="innerlink" style="text-decoration: underline;" data-linktype="2"><span style="text-decoration: underline;font-size: 15px;"><em><strong>重庆公积金贷款新规发布!夫妻可贷80万!购买第二套房有何规定?</strong></em></span></a></p></section></section><section style="box-sizing: border-box;width: 100%;height: 8px;background: rgb(246, 249, 253);margin-left: 4px;max-width: 100% !important;overflow: hidden;" data-width="100%"><br/></section></section></section><p style="text-align:center;margin: 0px;padding: 0px;outline: 0px;max-width: 100%;clear: both;min-height: 1em;color: rgb(34, 34, 34);font-size: 17px;vertical-align: inherit;letter-spacing: 1px;line-height: normal;box-sizing: border-box !important;overflow-wrap: break-word !important;font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;"></p><p style="text-align:center;margin: 0px;padding: 0px;outline: 0px;max-width: 100%;clear: both;min-height: 1em;color: rgb(34, 34, 34);font-size: 17px;vertical-align: inherit;letter-spacing: 1px;line-height: normal;box-sizing: border-box !important;overflow-wrap: break-word !important;font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="margin: 0px;padding: 0px;outline: 0px;max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;font-size: 12px;color: #7F7F7F;">图虫创意-785277853226893314</span></p><section data-role="title" data-tools="135编辑器" data-id="34405"><section style="border-width: initial;border-style: none;border-color: initial;margin: 0.8em auto 0.3em;box-sizing: border-box;"><section style="box-sizing:border-box;max-width: 100% !important;font-size: 1em;text-align: center;text-decoration: inherit;color: #fefefe;border-color: #0070c0;display: inline-block;width: 100%;" data-width="100%"><section data-brushtype="text" style="padding: 0.5em;line-height: 1.2em;font-size: 1em;color: #fefefe;background-color: #0070c0;box-sizing: border-box;" hm_fix="355:325"><strong>明确公积金贷款第二套住房认定标准</strong></section><section style="box-sizing:border-box;width: 0px;margin-right: auto;margin-left: auto;border-top: 0.6em solid #0070c0;border-bottom-color: #0070c0;height: 10px;border-left: 1em solid transparent !important;border-right: 1em solid transparent !important;overflow: hidden;"><br/></section></section></section></section></section><section data-role="paragraph"><p style="text-align:justify;line-height: 2em;"><span style="font-size: 15px;color: rgb(63, 63, 63);letter-spacing: 1px;font-family: Helvetica, Arial, sans-serif;">住房公积金缴存职工家庭有2套及以上住房或有2次以上住房贷款记录,出售现有住房后,家庭已无住房或仅有1套住房,且已结清住房贷款或仅有一笔未结清商业性住房贷款的,再次购买住房时,</span><span style="color: #0070c0;"><strong><span style="color: rgb(0, 112, 192);letter-spacing: 1px;font-size: 15px;font-family: Helvetica, Arial, sans-serif;">可按购买第二套住房</span></strong></span><span style="color: #0070c0;"><strong><span style="color: rgb(0, 112, 192);letter-spacing: 1px;font-size: 15px;font-family: Helvetica, Arial, sans-serif;">的政策</span></strong></span><span style="font-size: 15px;color: rgb(63, 63, 63);letter-spacing: 1px;font-family: Helvetica, Arial, sans-serif;">申请住房公积金贷款。</span></p><section data-role="title" data-tools="135编辑器" data-id="34405"><section style="border-width: initial;border-style: none;border-color: initial;margin: 0.8em auto 0.3em;box-sizing: border-box;"><section style="box-sizing:border-box;max-width: 100% !important;font-size: 1em;text-align: center;text-decoration: inherit;color: #fefefe;border-color: #0070c0;display: inline-block;width: 100%;" data-width="100%"><section data-brushtype="text" style="padding: 0.5em;line-height: 1.2em;font-size: 1em;color: #fefefe;background-color: #0070c0;box-sizing: border-box;" hm_fix="355:325"><strong>差别化房地产税收政策</strong></section><section style="box-sizing:border-box;width: 0px;margin-right: auto;margin-left: auto;border-top: 0.6em solid #0070c0;border-bottom-color: #0070c0;height: 10px;border-left: 1em solid transparent !important;border-right: 1em solid transparent !important;overflow: hidden;"><br/></section></section></section></section><section data-role="list"><ul class=" list-paddingleft-2" style="list-style-type: disc;"><li><p style="text-align:justify;line-height: 2em;"><span style="font-size: 15px;color: rgb(63, 63, 63);letter-spacing: 1px;font-family: Helvetica, Arial, sans-serif;">家庭新购住房,在办理不动产权证前转让家庭唯一原住房的,按照</span><span style="color: #0070c0;"><strong><span style="color: rgb(0, 112, 192);letter-spacing: 1px;font-size: 15px;font-family: Helvetica, Arial, sans-serif;">第一套住房</span></strong></span><span style="font-size: 15px;color: rgb(63, 63, 63);letter-spacing: 1px;font-family: Helvetica, Arial, sans-serif;">享受契税优惠政策;</span></p></li></ul></section><section data-role="list"><ul class=" list-paddingleft-2" style="list-style-type: disc;"><li><p style="text-align:justify;line-height: 2em;"><span style="font-size: 15px;color: rgb(63, 63, 63);letter-spacing: 1px;font-family: Helvetica, Arial, sans-serif;">若家庭仍有1套住房的,对新购住房按照</span><span style="color: #0070c0;"><strong><span style="color: rgb(0, 112, 192);letter-spacing: 1px;font-size: 15px;font-family: Helvetica, Arial, sans-serif;">第二套住房</span></strong></span><span style="font-size: 15px;color: rgb(63, 63, 63);letter-spacing: 1px;font-family: Helvetica, Arial, sans-serif;">享受契税优惠政策。</span></p></li></ul></section><section data-role="list"><ul class=" list-paddingleft-2" style="list-style-type: disc;"><li><p style="text-align:justify;line-height: 2em;"><span style="font-size: 15px;color: rgb(63, 63, 63);letter-spacing: 1px;font-family: Helvetica, Arial, sans-serif;">对</span><span style="color: rgb(63, 63, 63);font-size: 15px;letter-spacing: 1px;caret-color: red;font-family: Helvetica, Arial, sans-serif;">因土地、房屋被县级以上人民政府征收、征用,重新承受土地、房屋权属,选择货币补偿的,成交价格不超过货币补偿的</span><span style="color: #0070c0;"><strong><span style="color: rgb(0, 112, 192);letter-spacing: 1px;font-size: 15px;font-family: Helvetica, Arial, sans-serif;">免征契税</span></strong></span><span style="color: rgb(63, 63, 63);font-size: 15px;letter-spacing: 1px;caret-color: red;font-family: Helvetica, Arial, sans-serif;">;</span></p></li></ul></section><section data-role="list"><ul class=" list-paddingleft-2" style="list-style-type: disc;"><li><p style="text-align:justify;line-height: 2em;"><span style="color: rgb(63, 63, 63);font-size: 15px;letter-spacing: 1px;caret-color: red;font-family: Helvetica, Arial, sans-serif;">签订征收补偿协议并按政府相关标准取得的货币补偿,</span><span style="color: #0070c0;"><strong><span style="color: rgb(0, 112, 192);letter-spacing: 1px;font-size: 15px;font-family: Helvetica, Arial, sans-serif;">免征个人所得税</span></strong></span><span style="color: rgb(63, 63, 63);font-size: 15px;letter-spacing: 1px;caret-color: red;font-family: Helvetica, Arial, sans-serif;">;</span></p></li></ul></section><section data-role="list"><ul class=" list-paddingleft-2" style="list-style-type: disc;"><li><p style="text-align:justify;line-height: 2em;"><span style="color: rgb(63, 63, 63);font-size: 15px;letter-spacing: 1px;caret-color: red;font-family: Helvetica, Arial, sans-serif;">选择房屋产权调换、土地使用权置换的,不支付差价的免征契税,支付差价的,</span><span style="color: #0070c0;"><strong><span style="color: rgb(0, 112, 192);letter-spacing: 1px;font-size: 15px;font-family: Helvetica, Arial, sans-serif;">仅对差价部分征收契税</span></strong></span><span style="color: rgb(63, 63, 63);font-size: 15px;letter-spacing: 1px;caret-color: red;font-family: Helvetica, Arial, sans-serif;">。</span></p></li></ul></section><section data-tools="135编辑器" data-id="100780"><section style="margin: 10px auto;"><section style="display: flex;justify-content: flex-end;align-items: flex-end;"><section style="background: #fff;padding-left: 8px;"><section style="box-sizing: border-box;width: 10px;height: 10px;background: rgb(55, 131, 199);overflow: hidden;"><br/></section></section></section><section style="border-top: 1px solid rgb(55, 131, 199);border-bottom: 1px solid rgb(55, 131, 199);border-left: 1px solid rgb(55, 131, 199);padding-top: 10px;padding-left: 4px;border-right: none;margin-top: -10px;box-sizing: border-box;"><section data-autoskip="1" style="text-align: justify;line-height:1.75em;letter-spacing: 1.5px;font-size:14px;color:#1870be;background: #f6f9fd;padding: 1em;border-right: 1px solid #1870be;"><p style="vertical-align:inherit;" hm_fix="338:332"><strong><span style="font-size: 15px;font-family: Helvetica, Arial, sans-serif;">【本宝划重点】</span></strong></p><h1 style="line-height: 2em;font-size: 16px;"><span style="letter-spacing: 1px;font-size: 15px;color: rgb(63, 63, 63);font-family: Helvetica, Arial, sans-serif;">重庆市2022年房产税起征点大家可以点击这篇文章查看:</span><span style="letter-spacing: 1px;font-size: 15px;color: rgb(63, 63, 63);font-family: Helvetica, Arial, sans-serif;text-decoration: underline;"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzAwNTkyMDUzOQ==&mid=2247592308&idx=1&sn=781493ba7a385496fd9cb7c9a9abb2e1&chksm=9b166b00ac61e21600e667fb2c54ded02c6f94a981ee5f4ff010a772cdcddb71a8209c162b78&scene=21#wechat_redirect" textvalue="官宣!重庆市2022年房产税起征点为25820元/㎡!" linktype="text" imgurl="" imgdata="null" data-itemshowtype="0" tab="innerlink" data-linktype="2"><em><strong>官宣!重庆市2022年房产税起征点为25820元/㎡!</strong></em></a></span></h1></section></section><section style="box-sizing: border-box;width: 100%;height: 8px;background: rgb(246, 249, 253);margin-left: 4px;max-width: 100% !important;overflow: hidden;" data-width="100%"><br/></section></section></section><p style="text-align:justify;margin: 0px;padding: 0px;outline: 0px;max-width: 100%;clear: both;min-height: 1em;color: rgb(34, 34, 34);font-size: 17px;letter-spacing: 0.544px;vertical-align: inherit;line-height: normal;box-sizing: border-box !important;overflow-wrap: break-word !important;font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;"></p><p style="text-align:center;margin: 0px;padding: 0px;outline: 0px;max-width: 100%;clear: both;min-height: 1em;color: rgb(34, 34, 34);font-size: 17px;letter-spacing: 0.544px;vertical-align: inherit;line-height: normal;box-sizing: border-box !important;overflow-wrap: break-word !important;font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="margin: 0px;padding: 0px;outline: 0px;max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;font-size: 12px;color: #7f7f7f;">摄图网ID:500805296</span></p><section data-role="title" data-tools="135编辑器" data-id="34405"><section style="border-width: initial;border-style: none;border-color: initial;margin: 0.8em auto 0.3em;box-sizing: border-box;"><section style="box-sizing:border-box;max-width: 100% !important;font-size: 1em;text-align: center;text-decoration: inherit;color: #fefefe;border-color: #0070c0;display: inline-block;width: 100%;" data-width="100%"><section data-brushtype="text" style="padding: 0.5em;line-height: 1.2em;font-size: 1em;color: #fefefe;background-color: #0070c0;box-sizing: border-box;" hm_fix="355:325"><strong>促进商品房配套车位利用</strong></section><section style="box-sizing:border-box;width: 0px;margin-right: auto;margin-left: auto;border-top: 0.6em solid #0070c0;border-bottom-color: #0070c0;height: 10px;border-left: 1em solid transparent !important;border-right: 1em solid transparent !important;overflow: hidden;"><br/></section></section></section></section><p style="text-align:justify;line-height: 2em;"><span style="color: rgb(63, 63, 63);font-size: 15px;letter-spacing: 1px;caret-color: red;font-family: Helvetica, Arial, sans-serif;">物业管理区域内规划用于停放机动车的车位(库),应当首先满足业主需要。建设单位依法出售车位(库)的,应当进行公告。对配套车位(库)存量较多的商品房项目,开展商品房配套车位利用试点,属住宅配套车位(库)的,公告之日起6个月内,</span><span style="color: #0070c0;"><strong><span style="font-size: 15px;letter-spacing: 1px;caret-color: red;font-family: Helvetica, Arial, sans-serif;">每户业主只能购买1个车位(库)</span></strong></span><span style="color: rgb(63, 63, 63);font-size: 15px;letter-spacing: 1px;caret-color: red;font-family: Helvetica, Arial, sans-serif;">,公告之日起满6个月且办理初始登记后有多余车位(库)的,可以向其他业主出售,但未销售住房对应的配建车位(库)不得出售;属非住宅配套车位的,公告之日起6个月内,每户业主购买的车位(库)数量的比例,不得超过持有房屋面积占总非住宅建筑物面积的比例,公告之日起满6个月且办理初始登记后有多余车位(库)的,可对外销售。</span></p><p style="text-align: center;margin-bottom: 0em;"><br/></p></section></section><link rel="stylesheet" href="//www.yongchuantong.com/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_jDZ" id="wcn_editor_css"/>
梦想最珍贵
发表于 2022-6-17 10:08:45
收买房子的人看过来
昕昕不哭
发表于 2022-6-17 10:08:57
对比我来说 并没有什么用处
风飘飘
发表于 2022-6-17 10:09:08
感觉还可以呢
〆刺青、铭记
发表于 2022-6-17 14:18:11
了解一下
小黎
发表于 2022-6-18 07:08:12
了解下嘛
〆刺青、铭记
发表于 2022-6-18 17:32:57
了解一下
小黎
发表于 2022-6-19 07:22:44
了解下
开心快乐.
发表于 2022-6-19 17:13:26
了解一7
开心快乐.
发表于 2022-6-19 17:14:03
了解一下